:root{--navy:#14213d;--navy-2:#1d2f55;--navy-deep:#0f1930;--gold:#c9a227;--gold-hover:#d8b440;--gold-text:#7d6311;--gold-tint:#f4ecd2;--cream:#f7f4ec;--ink:#1f2430;--muted:#4f5667;--line:#e4e0d4;--white:#fff;--radius:14px;--font:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--serif:Georgia, "Times New Roman", serif;--tap:44px;--header-h:72px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 12px);-webkit-text-size-adjust:100%}body{font-family:var(--font);color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased;margin:0;font-size:17px;line-height:1.65}a{color:var(--navy-2)}img,svg{display:block}:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}.wrap{width:100%;max-width:1160px;margin:0 auto;padding:0 24px}.narrow{max-width:760px}.skip{position:absolute;top:0;left:-999px}.skip:focus{background:var(--white);z-index:20;padding:10px 14px;top:12px;left:12px}.logo{width:auto;height:38px}.logo .txt{fill:var(--navy)}.logo .acc{stroke:var(--gold);fill:none}.logo-rev .txt{fill:var(--cream)}.site-header{z-index:10;border-bottom:1px solid var(--line);-webkit-backdrop-filter:saturate(140%)blur(8px);backdrop-filter:saturate(140%)blur(8px);background:#fffffff7;position:sticky;top:0}.header-row{height:var(--header-h);justify-content:space-between;align-items:center;gap:16px;display:flex}.brand{min-height:var(--tap);align-items:center;text-decoration:none;display:flex}.nav-desk{align-items:center;gap:8px;display:flex}.nav-desk a:not(.btn){min-height:var(--tap);color:var(--ink);border-radius:8px;align-items:center;padding:0 14px;font-size:.98rem;font-weight:600;text-decoration:none;display:inline-flex}.nav-desk a:not(.btn):hover{color:var(--navy);background:var(--cream)}.nav-mob{display:none;position:relative}.nav-mob summary{width:var(--tap);height:var(--tap);border:1px solid var(--line);color:var(--navy);cursor:pointer;border-radius:10px;place-items:center;list-style:none;display:grid}.nav-mob summary::-webkit-details-marker{display:none}.nav-mob[open] summary{background:var(--cream)}.nav-mob nav{background:var(--white);border:1px solid var(--line);border-radius:12px;flex-direction:column;width:220px;padding:6px;display:flex;position:absolute;top:calc(100% + 10px);right:0;box-shadow:0 12px 30px #14213d24}.nav-mob nav a{min-height:48px;color:var(--navy);border-radius:8px;align-items:center;padding:0 14px;font-weight:600;text-decoration:none;display:flex}.nav-mob nav a:hover{background:var(--cream)}.btn{background:var(--gold);border:2px solid var(--gold);border-radius:10px;justify-content:center;align-items:center;min-height:50px;padding:0 24px;font-size:1rem;font-weight:700;text-decoration:none;transition:background .15s,border-color .15s;display:inline-flex;color:var(--navy)!important}.btn:hover{background:var(--gold-hover);border-color:var(--gold-hover)}.btn-small{min-height:var(--tap);background:var(--navy);border-color:var(--navy);margin-left:6px;padding:0 18px;font-size:.95rem;color:var(--white)!important}.btn-small:hover{background:var(--navy-2);border-color:var(--navy-2)}.btn-ghost{background:0 0;border-color:#fff9;color:var(--white)!important}.btn-ghost:hover{border-color:var(--white);background:#ffffff1a}.hero{color:var(--white);background:linear-gradient(#ffffff0b 1px, transparent 1px) 0 0 / 32px 32px, linear-gradient(90deg, #ffffff0b 1px, transparent 1px) 0 0 / 32px 32px, linear-gradient(#ffffff05 1px, transparent 1px) 0 0 / 8px 8px, linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);position:relative;overflow:hidden}.hero:after{content:"";background:linear-gradient(90deg, var(--gold), #c9a22700 70%);height:4px;position:absolute;bottom:0;left:0;right:0}.hero-inner{padding:104px 24px 112px;position:relative}.hero-inner>:not(.hero-art){max-width:640px;position:relative}.hero-art{opacity:.9;width:460px;height:auto;position:absolute;top:50%;right:8px;transform:translateY(-50%)}.ha-line{stroke:#f7f4ec6b}.ha-dim{stroke:#f7f4ec38}.ha-gold{stroke:var(--gold)}.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--gold);margin:0 0 16px;font-size:.8rem;font-weight:700}.eyebrow.dark{color:var(--gold-text)}h1,h2,h3{font-family:var(--serif);letter-spacing:-.005em;margin:0;line-height:1.15}.hero h1{font-size:clamp(2.25rem,5.2vw,3.6rem);font-weight:700}.lead{color:#e3e8f2;margin:24px 0 36px;font-size:clamp(1.08rem,2vw,1.25rem);line-height:1.6}.cta-row{flex-wrap:wrap;gap:14px;display:flex}.section{padding:96px 0}.section.alt{background:var(--cream)}.section h2{color:var(--navy);font-size:clamp(1.85rem,3.6vw,2.6rem)}.page-title{color:var(--navy);font-size:clamp(2rem,4vw,2.8rem)}.section-lead{color:var(--muted);max-width:680px;margin:18px 0 0;font-size:1.12rem}.grid{grid-template-columns:repeat(3,1fr);gap:22px;margin-top:48px;display:grid}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);border-top:3px solid var(--navy);padding:28px 28px 30px;transition:border-color .15s,box-shadow .15s;position:relative;box-shadow:0 1px 2px #14213d0a,0 8px 24px #14213d0a}.card:hover{border-color:#d6cfb8;box-shadow:0 2px 4px #14213d0d,0 14px 32px #14213d14}.card h3{color:var(--navy);margin:18px 0 10px;font-size:1.22rem}.card p{color:var(--muted);margin:0;font-size:1rem}.card-icon{background:var(--navy);width:48px;height:48px;color:var(--gold);border-radius:12px;place-items:center;display:grid}.steps{counter-reset:s;grid-template-columns:repeat(3,1fr);gap:22px;margin:44px 0 0;padding:0;list-style:none;display:grid}.steps li{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);flex-direction:column;gap:14px;padding:28px;display:flex}.step-num{background:var(--navy);width:44px;height:44px;color:var(--gold);font-size:1.15rem;font-weight:700;font-family:var(--serif);box-shadow:0 0 0 5px var(--gold-tint);border-radius:50%;flex:none;place-items:center;display:grid}.steps h3{color:var(--navy);margin-bottom:8px;font-size:1.2rem}.steps p{color:var(--muted);margin:0}.note{border:1px solid var(--line);border-left:4px solid var(--navy);background:var(--white);border-radius:0 var(--radius) var(--radius) 0;align-items:flex-start;gap:18px;margin-top:28px;padding:24px 28px;display:flex}.note-icon{background:var(--gold-tint);width:40px;height:40px;color:var(--gold-text);border-radius:10px;flex:none;place-items:center;display:grid}.note h3{color:var(--navy);margin-bottom:6px;font-size:1.1rem}.note p{color:var(--muted);margin:0}.contact-band{background:linear-gradient(#ffffff0a 1px, transparent 1px) 0 0 / 32px 32px, linear-gradient(90deg, #ffffff0a 1px, transparent 1px) 0 0 / 32px 32px, var(--navy);color:var(--white);padding:76px 0;position:relative}.contact-band h2{color:var(--white)}.contact-band p{color:#e3e8f2;margin:12px 0 0;font-size:1.08rem}.contact-inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:28px;display:flex}.contact-actions{flex-wrap:wrap;gap:14px;display:flex}.contact-cards{gap:16px;margin-top:36px;display:grid}.contact-card{flex-direction:column;gap:4px;text-decoration:none;display:flex}a.contact-card:hover{border-color:var(--gold-text)}.contact-card .label{text-transform:uppercase;letter-spacing:1.2px;color:var(--gold-text);font-size:.75rem;font-weight:700}.contact-card .value{color:var(--navy);font-size:1.2rem;font-weight:600}.contact-card.primary{background:var(--navy);border-color:var(--navy)}.contact-card.primary .label{color:var(--gold)}.contact-card.primary .value{color:var(--white);font-size:1.35rem}.contact-card .hint{color:#c6cddc;font-size:.9rem}a.contact-card.primary:hover{border-color:var(--gold)}.top-gap{margin-top:28px}.section .prose h2{margin:34px 0 8px;font-size:1.3rem}.prose p,.prose li{color:var(--ink)}.prose ul{padding-left:20px}.updated{color:var(--muted);margin-top:10px;font-size:.9rem}.site-footer{background:var(--navy-deep);color:#c6cddc;border-top:3px solid var(--gold);font-size:.95rem}.footer-grid{grid-template-columns:1.1fr 1fr 1.3fr;gap:40px;padding-top:60px;padding-bottom:36px;display:grid}.site-footer p{margin:0 0 6px}.site-footer a{color:#ecd998;min-height:var(--tap);align-items:center;text-decoration:none;display:inline-flex}.site-footer a:hover{text-decoration:underline}.footer-logo{margin-bottom:14px}.footer-base .footer-links a{color:#ecd998}.footer-logo .logo{height:36px}.footer-head{color:var(--white);text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;margin-bottom:12px!important}.fine{color:#a7afc0;font-size:.88rem}.section .fine{color:var(--muted)}.footer-base{border-top:1px solid #ffffff1f;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;padding-top:16px;padding-bottom:24px;display:flex}.footer-base p{color:#98a1b4;margin:0;font-size:.88rem}.footer-links{gap:8px;display:flex}.footer-links a{min-height:var(--tap);padding:0 10px;font-size:.9rem}.tapbar{display:none}@media (max-width:1080px){.hero-art{opacity:.45;width:360px;right:-40px}}@media (max-width:900px){.grid,.steps,.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:last-child{grid-column:1/-1}}@media (max-width:720px){:root{--header-h:64px}body{font-size:16.5px}.site-footer{padding-bottom:calc(72px + env(safe-area-inset-bottom))}.logo{height:32px}.nav-desk{display:none}.nav-mob{display:block}.grid,.steps,.footer-grid{grid-template-columns:1fr}.grid{gap:16px;margin-top:36px}.hero-inner{padding:56px 22px 64px}.hero-art{opacity:.22;width:300px;top:auto;bottom:-30px;right:-70px;transform:none}.eyebrow{font-size:.74rem}.section{padding:64px 0}.card{padding:24px}.steps li{flex-direction:row;padding:22px}.cta-row .btn,.contact-actions .btn,.contact-actions{width:100%}.note{padding:20px}.tapbar{z-index:15;padding:8px 10px calc(8px + env(safe-area-inset-bottom));background:#0f1930f7;border-top:1px solid #ffffff1f;grid-template-columns:repeat(3,1fr);gap:8px;display:grid;position:fixed;bottom:0;left:0;right:0}.tapbar a{min-height:48px;color:var(--white);background:0 0;border:1.5px solid #ffffff8c;border-radius:10px;justify-content:center;align-items:center;gap:7px;font-size:.95rem;font-weight:700;text-decoration:none;display:flex}.tapbar a.tap-primary{background:var(--gold);border-color:var(--gold);color:var(--navy)}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}